November Key Message: Protect Your Business

#NovemberKeyMessage – Have a plan to protect your business from flooding or other disasters.

All businesses need to have a plan to continue operations in case of a disruption, such as in the case of a flood, ice storm, or power outage. When disasters strike, small businesses are uniquely vulnerable, and at least 25 percent of businesses that close after such events never reopen. Having a business continuity plan can make all the difference. For more information and access to numerous resources, visit the DRN Disaster Resilient Business Council webpage or the Insurance Institute for Business and Home Safety .

Commercial Coverage for Flood Insurance: From 2010 to 2014, the average commercial flood claim amounted to nearly $89,000. Flood insurance is the best way to protect you from devastating financial loss. Take the first step in researching flood insurance by determining your flood risk. For information on flood insurance for your business, visit the Commercial Coverage section of the Floodsmart website.

Please note that flood insurance does not supply business interruption coverage that compensates you for your lost income due to floods. Nor will your business owner’s insurance policy, since floods are not a covered loss. Options to add business interruption coverage for flooding such as a Difference In Conditions (DIC) policy may be too expensive for a small business. Check with your insurance provider on your coverage and be sure to have a business continuity plan in place to quickly resume operations if you are in a flood-prone area.

To learn more about your risk of flooding and how to be prepared call the City of Tulsa Customer Care Center at 311 (in Tulsa) or (918) 596-7777, or visit https://www.cityoftulsa.org/government/departments/engineering-services/flood-control/.

In partnership with the City of Tulsa, the Disaster Resilience Network shares these monthly key messages from the Program for Public Information (PPI) as part of the National Flood Insurance Program – Community Rating System. This outreach assists our community in keeping low flood insurance rates. Tulsa property owners and renters are eligible to receive up to a 40 percent discount on flood insurance rates.

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Urban Fires and Wildfires: October Hazards of the Month

URBAN FIRES AND WILDFIRES

October 8-14, 2017 is National Fire Prevention Week. For this reason our hazards for October are Urban Fires and Wildfires.

Urban Fire

An urban (structure) fire is one that burns a home or other improved structure. Fire generates a black, impenetrable smoke that blocks vision and stings the eyes, making it often impossible to navigate and evacuate. On average, seven people die in U.S. home fires per day. According to the Tulsa Fire Department, urban fires caused 72 deaths and 1,166 injuries in the jurisdiction from 2000 to 2011.

Fire kills more Americans than all natural disasters combined. Approximately 80% of all fire deaths occur where people sleep, such as in homes, dormitories, barracks, or hotels. The Center for Disease Control and Prevention (CDC) reports that most victims of urban fires die from smoke or toxic gases and not from burns as one might expect.

Smoke Detectors and Escape Plans

How to protect yourselves? Smoke detectors save lives. Three out of five home fire deaths in 2010-2014 were caused by fires in homes with no smoke alarms or no working smoke alarms. Working smoke alarms cut the risk of dying in reported home fires in half.

Every Second Counts, Plan two ways out! According to an NFPA survey, only one-third of Americans have both developed and practiced a home fire escape plan. Almost three-quarters of Americans do have an escape plan; however, less than half ever practiced it. One-third of survey respondents who made an estimate thought they would have at least 6 minutes before a fire in their home would become life threatening. The time available is often less. Only 8% said their first thought on hearing a smoke alarm would be to get out. Develop a fire escape plan with you family and be sure to practice a fire drill twice a year. To download this year’s infographic (see above) or for more information in English and Spanish visit www.firepreventionweek.org.

Wildfires

2012 Mannford, Oklahoma Wildfire, Teri Hartman


As more people make their homes in wild land settings in close proximity to large tracts of grasslands or forests, the number of citizens and structural improvements at risk to the impacts of wildfire increases. Wildfires often begin unnoticed and spread quickly, igniting grass, brush, trees, and homes.

Within the Tulsa City/County jurisdiction, development in more remote and wooded areas, also referred to as the Wildland Urban Interface (WUI), continues to take place. Because more people are choosing to build expensive homes on acreage in rural settings, surrounded by grasslands and forest, the WUI has increased enormously. This is particularly true of Tulsa, with its growing suburban population and upscale economy. While most grasslands of the U.S. have a fuel load of 1,000 to 2,000 lb. per acre, around Tulsa it is between 6,000 and 10,000 lbs. per acre.

If you live in a WUI, creating a defensible space around your property is an important component to dealing with the potential threat of wildfire. Firewise, a community program that is also available to neighborhoods and businesses, can provide guidance on how to work on these issues. For more information, visit http://www.forestry.ok.gov/firewise-communities.

On any aspect related to fire, the Tulsa Fire Department has an excellent public education program. To ask a question or request a speaker from their public education office, call the City of Tulsa Customer Care Center at 3-1-1 or if calling outside Tulsa, dial (918) 596-7777.

The Disaster Resilience Network is providing these hazards of the month in conjunction with the City of Tulsa’s Storm Water Drainage and Hazard Mitigation Advisory Board. These hazards are identified in the 2014 City of Tulsa Multi-Hazard Mitigation Plan.

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October Key Message: Storm Drains Are For Rain


#OctoberKeyMessage With this season’s abundance of falling leaves, now is a good time to remember that STORM DRAINS ARE FOR RAIN. Pouring or disposing of anything other than storm water into a storm drain is illegal, pollutes local waterways and can cause localized flooding. Never pour or place anything into storm drains. Tulsa’s storm drains convey water to local waterways. Pouring motor oil or other chemicals down the drain can kill fish and wildlife living downstream. Putting leaves, grass clippings or other waste down drains clogs storm drains and requires the city to spend more money to clean them out – which is an added expense to taxpayers. If leaves or debris are blocking a storm drain or if you witness illegal dumping, please call the City of Tulsa Customer Care Center at 311 (in Tulsa) or (918) 596-7777 to report it, because it can be dangerous and damaging. Let’s keep our local waterways clean and free flowing. For more information, go to City of Tulsa Stormwater Quality.

In partnership with the City of Tulsa, the Disaster Resilience Network shares these monthly key messages from the Program for Public Information (PPI) as part of the National Flood Insurance Program – Community Rating System. This outreach assists our community in keeping low flood insurance rates. Tulsa property owners and renters are eligible to receive up to a 40 percent discount on flood insurance rates.

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Disaster Resilient Cross-Cultural Council invited to MITA’s Foundation Annual Banquet

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Congratulations to DRBC Member Kathy Duck!

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WestFest 2017

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FORTIFIED in Oklahoma: A Memory from 2 Years Ago

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Photos from FORTIFIED Lunch and Learn

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Review of Protection for Elders in Disasters

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Effects of Hurricane Irma

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